HOME About Us OUR SOLUTIONS FAQ'S RESOURCES NEWS CONTACT US Peace of mind for tomorrow. Health protection today. Supporting Health. Strengthening Futures. Trusted by Namibians for over 32 years — hospital cover, gap solutions and emergency support that families, employees and businesses can actually afford. Explore Our Solutions Find Cover For Me
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ABOUT US

A Namibian company, built on Trust

Prosperity Life has been a leader in the Namibian medical aid industry for the past 32 years as a 100% Namibian owned medical insurance partner.

Since inception we have innovated and set high standards in the local industry, with a focus on making a positive impact on the Namibian economy as well as the medical insurance and healthcare systems that Namibians rely on every day

OUR SOLUTIONS

Healthcare cover designed around you

Prosperity Life has, since its inception, innovated and set high standards in the medical insurance industry in Namibia, and has focused on making a positive impact on both the Namibian economy, as well as the medical insurance and healthcare systems in Namibia. It is a company that values empathy and the over-all well-being of the Namibian population at large.

Oxygen Medical Insurance Designed for individuals seeking comprehensive hospital cover without the cost of traditional medical aid, Oxygen Medical Insurance provides quality healthcare protection at an affordable monthly premium. Find Out More PSEMAS Gap Solutions Designed specifically for PSEMAS members, these solutions provide additional financial protection by bridging the gap between healthcare costs and available medical benefits. Learn More Medical Gap Solutions Our Medical Gap solutions provide an additional layer of protection for private medical aid members by covering healthcare shortfalls that may occur between medical aid payouts and actual treatment costs. Find Out More Protector Range The Protector range offers affordable healthcare protection designed to support individuals, employees and businesses.
These solutions focus on providing essential cover during emergencies, accidents and unexpected health events while remaining cost-effective and accessible.
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Additional Solutions Our supporting solutions provide holistic protection beyond traditional healthcare cover, ensuring that individuals and families are supported throughout every stage of life. Find Out More

Protector Range Oxygen Medical Insurance Designed for individuals seeking comprehensive hospital cover without the cost of traditional medical aid, Oxygen Medical Insurance provides quality healthcare protection at an affordable monthly premium. Find Out More PSEMAS Gap Solutions Designed specifically for PSEMAS members, these solutions provide additional financial protection by bridging the gap between healthcare costs and available medical benefits. Learn More Medical Gap Solutions Our Medical Gap solutions provide an additional layer of protection for private medical aid members by covering healthcare shortfalls that may occur between medical aid payouts and actual treatment costs. Find Out More The Protector range offers affordable healthcare protection designed to support individuals, employees and businesses. These solutions focus on providing essential cover during emergencies, accidents and unexpected health events while remaining cost-effective and accessible. Find Out More Additional Solutions Our supporting solutions provide holistic protection beyond traditional healthcare cover, ensuring that individuals and families are supported throughout every stage of life. Find Out More 24-Hour Emergency Round-the-clock assistance and hospital pre-authorisation, whenever you are in Namibia. Get The Numbers

FAQ'S

Answers before you commit

Still unsure which cover fits? Our consultants will compare options with you, in plain language, at no cost.

What is the difference between medical insurance & medical aid?

Medical aid pays a portion of your healthcare costs according to a scheme tariff, while medical insurance pays a defined benefit for specific events such as hospitalisation. Insurance products like Oxygen focus your premium on the events that carry the biggest financial risk, which keeps monthly contributions lower.

Anyone on PSEMAS or a private medical aid who wants to avoid unexpected out-of-pocket expenses. Gap cover pays the shortfall that arises when specialist or hospital charges exceed what your scheme pays.

Standard waiting periods apply to most products and are confirmed in writing when your application is accepted. Our team will walk you through the exact terms before you sign anything.

Yes. The Protector range and Oxygen are both available on group terms, with consolidated billing and dedicated support for HR teams.

Call our client service line on +264 83 299 9000 during office hours, or the 24-hour emergency line for after-hours admissions. Pre-authorisation should be obtained before planned procedures.